1. 1 Get your report & monitoring
2. 2 Monitoring sign-up
3. 3 Enroll and e-sign
4. 4 Card on file

Report in hand

You have a report. Next is enrollment.

If you used Fresh Start Monitoring, SmartCredit has your 3-bureau report. If you used AnnualCreditReport.com, keep those PDFs handy. Next you will receive the required consumer-rights disclosure, review the service agreement, and e-sign. Nothing is charged for repair at signup.

This page does not display your actual credit file, and it does not store uploads yet. Do not email us your Social Security number or account passwords.

Continue to enroll and e-sign   Use the 8-point checklist first